The best rates, crowdsourced by savers like you
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Community rates vs. Pro optimization — both beat traditional banks
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Featured Rates
Top rates shared by our community this week
California Coast Credit Union
Quontic Bank
California Coast Credit Union
Quontic Bank
Rates are user-submitted and displayed for informational purposes only. YieldVault does not have partnerships with, endorse, or receive compensation from the financial institutions listed. Always verify rates directly with the institution before opening an account.
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Your Current Bank
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How YieldVault Compares
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| Feature | Traditional Bank | YieldVault Community | YieldVault Pro |
|---|---|---|---|
| Average APY | 0.01% - 0.5% | 4.5% - 5.5% | 7% - 9% |
| Rate Discovery | ✗ | ✓ Community-sourced | ✓ AI-optimized |
| Auto-optimization | ✗ | ✗ | ✓ |
| Deposits Protected | ✓ Up to $250K | ✓ Up to $250K | ✓ Up to $250K |
| Minimum Balance | $500 - $10,000 | $0 | $5,000 |
| Monthly Fees | $5 - $15 | $0 | $0 |
| Transfer Time | 3-5 days | Manual | Automated |
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Community
- Browse community rates
- Share your own rates
- Rate comparison tools
- Educational resources
- Email support
Pro Standard
- Everything in Community
- Automatic optimization
- 5% - 7% average APY
- One-time deposit
- Priority support
- Advanced analytics
Pro Accredited
- Everything in Pro Standard
- 7% - 9% average APY
- Alternative investments
- Dedicated advisor
- 24/7 priority support
- Custom strategies
Simple by design
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